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My pension plan at PUBLICA

The METAS pension plan

Whether you are an active or former employee, this page offers a wealth of useful information about your pension plan: the name of your contact, the members of your parity commission, your interest rates, savings contributions and plan type (standard/management), as well the pension plan’s key figures and legal basis.

Also worth knowing

There is no entry threshold for the METAS pension plan. You can join whatever your salary level. The risk premium is shared between the active member and the employer. In addition, you can make voluntary savings contributions to top up your pillar 2 retirement assets. You can choose between two voluntary options and simulate them on myPublica.

Current funded ratio

As at 30.09.2023 the regulatory funded ratio stands at 95.4%.

Performance in past years

Contributions for pension plan types

Active members and their employers pay contributions based on the insured salary to fund retirement, disability and death benefits. The savings contributions vary, depending on the pension plan type (standard/management) and age. You can also make additional, voluntary savings contributions to top up your retirement assets. Depending on your plan type (standard/management), you can choose from a number of percentage options for your voluntary savings contributions.

 

a) Standard plan, for employed persons up to salary band 3
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 6.85% 6.95% 13.80%
35 - 44 8.30% 9.25% 17.55%
45 - 54 10.90% 14.70% 25.60%
55 - 65 13.25% 18.00% 31.25%
66 - 70 7.50% 7.50% 15.00%
b) Management plan, for salaried persons from salary band 4 onwards
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 6.85% 6.95% 13.80%
35 - 44 8.30% 9.25% 17.55%
45 - 54 11.40% 17.35% 28.75%
55 - 65 13.65% 20.45% 34.10%
66 - 70 7.50% 7.50% 15.00%

 

Voluntary savings contributions - Special savings account

Standard plan I    
Classes Option 1 (%) Option 2 (%)
22-44 1.0 1.5
45-70 2.0 4.0
Management plan    
Classes

Option 1 (%)

Option 2 (%)
22-44 1.0 1.5
45-70 2.0 5.0

 

Risk premium

PUBLICA levies a risk premium of 2% of the insured salary to insure the risks of death and disability. This is divided up between the employer (1.55%) and the active member (0.45%).

Interest rates and key figures

Das paritätische Organ hat die Zinssätze wie folgt festgelegt:

  • Verzinsung des Altersguthabens: Das Altersguthaben wurde für das Jahr 2022 mit 1,00% verzinst. Den Entscheid über die Verzinsung des Altersguthabens für das Jahr 2023 fällt das paritätische Organ Ende 2023.
  • Verzinsung der anderen Geschäftsvorfälle: Für das Jahr 2023 gelten die definitiven Zinssätze gemäss nachfolgender Tabelle.

 

Interest rates 2023
Interest on arrears for subsequent payment of benefits 2.00%
Interest on reimbursement 1.00%
Default interest on reimbursement 2.00%
employment relationship prior to the 1 January after the 21st birthday 1.00%
Interest on vested benefits 2.00%
Interest on arrears for subsequent payment of termination benefits 2.00%
Interest on reimbursement of vested benefits 1.00%
Interest rates of previous years

Legal basis

Parity commission

The following people were appointed to the METAS parity commission for the term of office from 1 January 2021 to 31 December 2024:

 

Employee representative
Name Employer Function Contact
Christian Mester Federal Institute of Metrology METAS Member
Frédéric Pythoud Federal Institute of Metrology METAS Vice-Chair
Employer representative
Name Employer Function Contact
Didier Praz Federal Institute of Metrology METAS Member
Ulrich Schneider Federal Institute of Metrology METAS Chair

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