Entitlement to a pension
In principle, you are entitled to a disability pension if you are declared disabled by Swiss Federal Disability Insurance (IV), the IV decision has acquired legal force, and your employer’s obligation to continue paying your salary has ended.
Disability pension
| Degree of disability as per IV decision |
Entitlement to pension from PUBLICA |
|---|---|
|
Less than 40% |
No pension |
|
from 40% |
25% |
|
from 50% |
50% |
|
from 60% |
75% |
| from 70% | full pension |
After your 65th birthday, your disability pension is converted into a retirement pension, which cannot be paid out as a lump sum.
For as long as you are disabled, you and your employer are exempt from paying savings contributions and the risk premium to the extent of the pension entitlement.
Child’s pension
The children of those who receive a retirement, disability or occupational disability pension are entitled to a child’s pension until their 18th birthday. This can be extended until the 25th birthday if the child is still in full-time education or is at least 70% disabled under the terms of the Invalidity Insurance Act. The child’s pension is one sixth of the retirement, disability or occupational disability pension for each eligible child.
