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My pension plan at PUBLICA

The ETH Domain pension plan

Whether you are an active or former employee, this page offers a wealth of useful information about your pension plan: the name of your contact, the members of your parity commission, your interest rates, savings contributions and plan type (standard/management), as well the pension plan’s key figures and legal basis.

Also worth knowing

The ETH pension plan has an entry threshold This corresponds to the threshold according to Article 7 of the Occupational Pensions Act (OPA). The risk premium is shared between the active member and the employer. In addition, you can make voluntary savings contributions to top up your pillar 2 retirement assets. You can choose between two voluntary options and simulate them on myPublica.

Current funded ratio

As at 31.12.2023 the regulatory funded ratio stands at 99.3%.

Performance in past years

Contributions for pension plan types

Active members and their employers pay contributions based on the insured salary to fund retirement, disability and death benefits. The savings contributions vary, depending on the pension plan type (standard/management) and age. You can also make additional, voluntary savings contributions to top up your retirement assets. Depending on your plan type (standard/management), you can choose from a number of percentage options for your voluntary savings contributions.

 

a) Standard plan for salaried persons up to and including function level 9 and for persons receiving lump-sum compensation (VR-ETH 1)
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 4.80% 8.45% 13.25%
35 - 44 6.05% 10.70% 16.75%
45 - 54 9.45% 16.75% 26.20%
55 - 65 12.15% 21.60% 33.75%
66 - 70 4.80% 8.45% 13.25%
b) Management plan 1 for salaried persons from function level 10 up to and including function level 12 (VR-ETH 1)
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 4.80% 8.45% 13.25%
35 - 44 6.05% 10.70% 16.75%
45 - 54 10.50% 18.60% 29.10%
55 - 65 13.15% 23.45% 36.60%
66 - 70 4.80% 8.45% 13.25%
c) Management plan 2 for salaried persons at function level 13 and above
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 5.80% 10.30% 16.10%
35 - 44 7.05% 12.50% 19.55%
45 - 54 11.50% 20.50% 32.00%
55 - 65 14.25% 25.30% 39.55%
66 - 70 5.80% 10.30% 16.10%
Savings contributions for ETH professors (VR-ETH 2)
Age group Employee’s savings contribution Employer’s savings contribution Total retirement credits
22 - 34 5.80% 10.30% 16.10%
35 - 44 7.05% 12.50% 19.55%
45 - 54 11.50% 20.50% 32.00%
55 - 65 14.25% 25.30% 39.55%
66 - 70 5.80% 10.30% 16.10%

 

Voluntary savings contributions - Supplementary pension plans

Standard plan    
Classes Option 1 (%) Option 2 (%)
22-44 2.00 4.00
45-70 3.00 6.00
Management plan I    
Classes Option 1 (%) Option 2 (%)
22-44 2.00 4.00
45-70 3.00 5.00
Management plan II    
Classes Option 1 (%) Option 2 (%)
22-44 2.00 1.50
45-70 2.00 3.50

 

Risk premium:

PUBLICA levies a risk premium of 1.5% of the insured salary to insure the risks of death and disability. This is divided up between the employer (0.95%) and the active member (0.55%).

Interest rates and key figures

From 1 January 2024, the OPA minimum interest rate is 1.25%.

Your pension plan’s parity commission has set the following interest rates for retirement assets and for vested benefits paid out during the year as follows:

  • Interest rate on retirement assets in 2023: 1%
Interest rates 2024
Interest when calculating vested benefits in the current year 1.25%
Interest on arrears for subsequent payment of benefits 2.25%
Interest on reimbursement 1.25%
Default interest on reimbursement 2.25%
employment relationship prior to the 1 January after the 21st birthday 1.25%
Interest on termination benefit 1.25%
Interest according to Article 17 FZG 1.25%
Subsequent payment of termination benefits 2.25%
Interest on reimbursement of vested benefits 1.25%
Interest rates of previous years

Legal basis

Parity commission

The following people were appointed to the ETH parity commission for the term of office from 1 January 2019 to 31 December 2024:

 

Employee representative
Name Employer Function Contact
Brigitt Fritschi Empa Materials Science and Technology Member
Marion Sommer Swiss Federal Institute for Forest, Snow and Landscape Research WSL Member
Stefan Karlen ETH Zürich Member
Marianne Frei ETH Zürich Member
Olivier Kern EPFL Member
Matthias Martin EPFL Member
Bertrand Merminod EPFL Member
Volker Gass EPFL Member
Margot Ziekau ETH Zürich Vice President
Employer representative
Name Employer Function Contact
Karsten Bugmann Paul Scherrer Institut PSI Chair
Jürg Dual ETH Zürich Member
Vincent Duc EPFL Member
Madeleine Lüthy ETH Zürich Member
Gabriele Mayer Eidg. Anstalt für Wasserversorgung, Abwasserreinigung und Gewässerschutz Eawag Member
André Schmid Empa Materials Science and Technology Member
Claudia Noth EPFL Member
Lukas Vonesch ETH Zürich Member
Armin Zöllner EPFL Member

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