Interest on pension assets in 2025
The parity commissions of PUBLICA’s pension plans have set the interest rate for pension assets in 2025. The decisions are based on a strong investment year and a sound financial situation.
At PUBLICA, the interest rate on pension assets for the current year is set by the parity commissions in the fourth quarter. Representatives of employers and employees jointly agree the rate based on the recommendation of the Board of Directors, PUBLICA’s supreme governing body. The decisions are based on key indicators such as the funded ratio, investment performance and trends in membership. These reveal how stable a pension plan’s finances are, and how much flexibility there is regarding the interest rate.
2025 has been a very positive investment year. Up to the end of October, PUBLICA’s investments achieved a performance of around 6%. The funded ratios of the eleven pension plans range between 109% and 115%, giving them a solid basis for setting their 2025 interest rate.
The parity commissions have decided on the following interest rates for pension assets in 2025 and for benefits paid out on departure during the course of 2026:
| Pension plan | Interest rate on pension assets 2025 | Interest rate on departures during 2026 |
|---|---|---|
| Confederation | 4.00% | 1.25% |
| Confederation - Members paid through fees | 1.25% | 1.25% |
| ETH Domain | 3.50% | 1.25% |
| Affiliated Organisations | 4.50% | 1.25% |
| IPI | 3.50% | 1.25% |
| FAOA | 3.75% | 1.25% |
| Swissmedic | 3.50% | 1.25% |
| FINMA | 3.50% | 1.25% |
| ENSI | 4.65% | 1.25% |
| PUBLICA (office) | 4.00% | 1.25% |
| SNM | 4.50% | 1.25% |
| METAS | 2.40% | 1.25% |
Thanks to a strong investment year and the pension plans’ sound finances, the interest rate for 2025 is much better than in previous years. Active members benefit directly, as a solid interest rate sustainably boosts their personal pension assets and supports their continual growth.
You can find detailed information on financial developments and investment performance in our Annual Report 2025, which will be published on our website on 27 April 2026.
